Finds Increased Website Interest in Medical Cannabis Lenient States

Miami, Florida (PRWEB) December 19, 2012

As the dust settles in the weeks following the Presidential Election, Americans are returning to life as usual. Gone are the political ads, debates and polls and most citizens are thankful to that end. However, the leading real estate website, is detecting a small yet increasing trend under current in the ocean of politics. There is an amplified interest in the states where medical marijuana can be used without criminal consequences.

The voters in the states of Washington and Colorado have gone a step further and given their blessing to the recreational use of marijuana. Many other states have passed similar legislation that downgrade possession of the drug to the equivalent of running a stop sign. Each state will have different ordinances as to how much you can carry without the fear of facing a judge but, that aside there is a growing trend to legalize the use of medical marijuana in the United States.

The infographic illustrates (in green) the states that have legalized or passed laws allowing either the medical or recreational use of the plant. One eye opener was the increased number of homes for sale searches in New York and Maryland on Several states saw increases in the single digits; the searches in the tiny state of Maryland swelled to a full 14% and a whopping 22% in New York.

There are no hard and fast demographics for these online queries but when most people look for a home they generally have a stable income and the financial means to make the move. Widely distributed studies would lead most to believe it is the teenagers and the early 20s network that use marijuana. For more information, see the recent study by the American Medical Association: Nevertheless, those age groups by and large, don’t have access to the cash reserves needed to make major purchases like a home.

Although the increased traffic is by no means immense yet, the percentages of increases were enough to catch more than a few eyes. Founder and CEO of, Richard Swerdlow commented on the recent findings, “The U.S. is traditionally conservative and cautious about the use of marijuana. Looking at the traffic by state breakdown paired with recent legislation on the drug suggests that citizens may want to see that changed.”

The inforgraphic clearly illustrates that the plain states, the Southeastern Seaboard and Southern states, are more conservative in their approaches to marijuana. Many citizens who are in favor of these relaxed measures are predicting it is just a matter of time before all states have some kind of legal verbiage for marijuana and its use.

For more in depth information on this subject read the full article here: Realtors in these 20+ states may want to keep their eyes on the marijuana legislation in their vicinity. When the topic is brought up in conversation; being prepared to answer client’s questions with an informed and educated voice may be an advantage.

About eReal Estate Holdings

eReal Estate Holdings LLC owns and / or operates the category-defining portals,, and These real estate portals are the world’s largest online marketplaces for real estate with more than 30 million properties for sale, rent and vacation in the United States and 70-plus countries around the world. The sites receive more than 1.5 million visitors per month, and cost-effectively deliver exposure and qualified leads to builders, real estate professionals and homeowners. In addition to property for sale and properties for rent, site visitors have access to a wide variety of real estate-related products and services, including mortgages, credit repair, home improvement, moving and more. was launched in beta in November 2012 in order to capitalize on the rapid growth of location-based advertising and search.

The privately held eReal Estate Holdings LLC is headquartered in Miami, Florida. For more information, please visit

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Plenty of Homes To Rent For Arizona Winter Visitors States Desert Property Investor

Phoenix, AZ (PRWEB) December 02, 2012

Following an article that appeared in KTAR Voice of Arizona’s news feed, Desert Property Investor came to the conclusion that Arizona vacation rental homes are currently in high supply, with rates that remain stable, and eminently affordable. Desert Property Investor reached its decision after reading comments in the article from Donovan Reese with Renters’ Warehouse in Phoenix, and Valley economist Jim Rounds, neither of whom are strangers to dispensing investing tips. They both insisted that there are plenty of furnished condos available for long term rental, and that rental homes remain plentiful, both single-family and multifamily. Desert Property Investor further surmised that many of these properties were previous foreclosures, placed on the market currently as rentals, and not homes for sale.

A report based on statistics from rental service agencies in Arizona showed that while home prices continue to rise, rental costs remain stable, with supply plentiful — somewhat of an anomaly in a volatile market, and likely based on previous foreclosures turned into rentals.

An anomaly is a deviation from the norm; an abnormal or irregular outcome.

Desert Property Investor endorsed a recent report showing the availabilty of Arizona rental properties to be abundant currently, with rates remaining stable against a backdrop of soaring home values region-wide. Desert Property Investor concluded that this situaton bodes well, especially for those real estate marketers plying the vacation and tourism trades.

About Desert Property Investor:

Desert Property Investor evaluates opportunities, pitfalls, services, and legislation related to the investment in residential property in the California, Arizona and Nevada deserts.

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United States USA – North Dakota University Stadium vintage real photo PC c1920

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FTC Completes Rollout of Free Credit Reports Across Eastern States and All U.S. Territories

Lancaster, CA (PRWEB) September 3, 2005

Residents of the eastern states and all U.S. territories joined the rest of the nation on September 1st, 2005 in obtaining easy access to their credit reports as allowed by federal law.

The people of Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, U.S. territories and possessions, and Puerto Rico were granted a right the FTC fought years for ? the right for every US resident to have access to copies of their credit report for free every 12 months.

Consumers worried about identity theft, concerned about loan rejection, or simply curious about what their report says can go online to There, within 15 minutes they will be able to view or download their credit report, the document that defines their credit-worthiness, for once without being asked for a credit card.

The rollout of free credit report eligibility that the Fair and Accurate Credit Transactions Act mandated started with the western states in December 2004. There has since been a rush of orders as the rollout continued across the Midwestern and southern states, delaying credit report processing for the first few days of regional eligibility.

Many people are unfamiliar with the implications of the growing speed and ways in which their credit information is used. Some even question the urgency of staying on top of their personal credit reports.

Why the need for a current credit report?

Errors on your credit report ? ?Your credit report has information that affects whether you can get a loan ? and how much you will have to pay to borrow money,? states the Federal Trade Commission. That means that employers, insurers, mortgage lenders, car loan lenders, and landlords all use your credit report to decide whether to accept or reject you. ?79 percent of the credit reports surveyed contained either serious errors or other mistakes of some kind,? states the U.S. Public Interest Research Group, who did a major study on the accuracy of credit reports. ?Twenty-five percent (25 percent) of the credit reports surveyed contained serious errors that could result in the denial of credit, such as false delinquencies or accounts that did not belong to the consumer.?

Identity theft ? Identity theft has become a rising problem in both the public and private sector. Consumers can become victims without even realizing it. Public Safety and Emergency Preparedness Canada has put out a Public Advisory Special Report warning consumers, ?One reason for the increase in identity theft may be that consumers often become victims of identity theft without having any direct contact with the identity thieves who acquire their personal data. Simply by doing things that are part of everyday routine — charging dinner at a restaurant, using payment cards to purchase gasoline or rent a car, or submitting personal information to employers and various levels of government ? consumers may be leaving or exposing their personal data where identity thieves can access and use it without the consumers’ knowledge or permission.? Thieves gain personal credit information through theft of payment cards and documents, shoulder surfing, skimming, e-mail and website spoofing and theft from company or government databases.

The site was set up specifically to handle requests for free credit reports from the three major credit reporting agencies: TransUnion, Experian, and Equifax, as mandated by the new law. Reports from each of the three credit bureaus vary because not all creditors report to each of the agencies. Consumers are advised to order their free credit reports from all three of these credit reporting agencies. Credit reports can be ordered by phone toll-free at (877) 322-8228, or by mail at P.O. Box 105281, Atlanta, GA, 30348-5281.

Because some consumers have been misled into signing up for costly ($ 79.95) credit monitoring services by alluring promises of free credit reports, the FTC recently penalized Experian $ 950,000 for using deceptive practices at the website They have warned the public to stay away from ordering any services in exchange for free credit reports. Beware also of pop-up ads that claim to be from or a soundalike website.

TransUnion, Experian and Equifax all charge fees from $ 9.50 on up to order additional credit reports, but some states have set caps on the fees these agencies are allowed to charge. Thanks to the FTC you are eligible to get free credit reports if:

You have not already ordered a credit report in the previous 12 months

A person has taken adverse action against you because of information in your credit report

You are the victim of identify theft and place a fraud alert in your file

Your file contains inaccurate information as a result of fraud

You are on public assistance

You are unemployed but expect to apply for employment within 60 days

Those who are concerned about their social security numbers getting into the wrong hands can order their free credit report by mail and request that their social security numbers be truncated on the report. When you go to order your credit report, have the following information handy:



Social Security number

Date of birth

Your previous address(es), if you have moved in the last two years

The FTC championed several rights for consumers regarding their credit reports:

You have the right to dispute incomplete or inaccurate information

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information, within 30 days

Consumer reporting agencies may not report outdated negative information more than seven years old and bankruptcies more than ten years old

Access to your file is limited to those specified by the FCRA (Fair Credit Reporting Act) and you must give your consent for reports to be provided to employers

You may limit ?prescreened? offers of credit and insurance you get based on information in your credit report; you may seek damages from violators

Identity theft victims and active duty military personnel have additional rights. (More information can be found at and

Order your free credit report from today. If you’ve done anything financial: given permission to an employer or landlord to run a credit check on you; applied for credit cards, a line of credit, a home equity loan, or mortgage; or you think you might do so in the next 6 months to a year, you are going to need it. You might also want to order your credit score, otherwise known as a FICO score. While it’s not free, it is a useful bottom line number to know. It will be what a mortgage lender is looking at when they decide if you are a poor or good credit risk and what interest rate to offer you.

Since credit report disputes often take up to six months or more to resolve, the smart consumer should plan to thoroughly know his or her credit health months ahead of applying for a major loan. Now residents of any U.S. state or territory can get started with a credit report free of charge thanks to the FTC.

About the Author:

L Frizzell writes articles on free credit reports for, a website dedicated to providing consumers with honest and accurate information on how to fix and manage their personal credit.


Cheryl J Smith, Director of Public Relations




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Homeowners Consumer Center Warns All Home Buyers-Investors In Florida, Virginia Or The Gulf States To Avoid Buying A Home Or Condo Foreclosure With Toxic Chinese Drywall

(PRWEB) October 09, 2012

The Homeowners Consumer Center believes because toxic Chinese drywall was intermixed with US made drywall the potential number of impacted homes in Florida, Virginia, or US Gulf States exceeds 200,000. The time frames are 2004 until 2007. Large quantities of toxic Chinese drywall were discovered initially in Florida, and Virginia in January of 2009. Within six months large amounts of toxic Chinese drywall were also discovered in Alabama, Mississippi, Louisiana, and Southeast Texas homes. According to the US Consumer Products Safety Commission toxic Chinese drywall emits hydrogen sulfide gases. The Homeowners Consumer Center says, “In a typical home in Florida-that contains toxic Chinese drywall, the copper air conditioning coils turn black, and begin to leak in about one year because of hydrogen sulfide being emitted by the toxic Chinese drywall. So what is toxic Chinese drywall doing to the health of the homeowners, and their children who live in one of these homes?” http://HomeownersConsumerCenter.Com

For symptoms of toxic Chinese drywall in Florida, Virginia, Alabama, Mississippi, Louisiana, or Southeast Texas please visit the Homeowners Consumer Center’s Chinese Drywall Complaint Center’s web site at http://ChineseDrywallComplaintCenter.Com

The Homeowners Consumer Center says, “Without a federal stamp of approval with respect to an iron clad remediation protocol to repair a toxic Chinese drywall home from the US EPA, and or the Obama Administration, we think a home buyer, or real estate investor would be insane to purchase a home in Florida, Virginia, or Alabama, Mississippi, Louisiana, or Southeast Texas that contains toxic Chinese drywall. We are convinced this is especially true of condominiums, and or town home projects-because if the condo, or town home units are all attached-so called repaired units get ruined again by units not repaired via hydrogen sulfide gasses passing through the concrete block walls that separate units. Why buy a single family home, a condominium, or a town home in Florida, Virginia, or the Gulf States-that could pose an extremely serious health risk to you, your family, your children, or renters-with no federally approved remediation protocol to repair one of these homes? With no rules, or meaningful regulations from the Obama Administration, and or federal agencies we are urging all potential home buyers, or real estate investors to not buy a toxic Chinese drywall home, condo, or town home until the Obama Administration establishes some rules. Because of no leadership from the Feds the toxic Chinese drywall disaster in the US has turned into the Wild West with no one in charge.” http://HomeownersConsumerCenter.Com