Advanta IRA Administration Hosts Lunch and Learn: Investing in Commercial Real Estate Using Your IRA with John Hogan of Acretis Capital Management

Atlanta, Georgia (PRWEB) June 18, 2013

According to John Hogan, his firm has experienced an increased emphasis on distressed real estate investments. Even in this ever changing economy, real estate investments can still hold promise if investors are familiar with the workings of these investment types.

Often, investors lack funding to purchase commercial property as investments. However, in certain circumstances, different investors can pool funds in order to acquire these assets. John Hogan will provide tips and strategies to empower investors in these ventures.

“Investors looking to build wealth in their retirement portfolios can utilize IRA funds to purchase assets in their retirement portfolios,” says Jack Callahan, Managing Partner of Advanta IRA Administration. These types of investments are alternative investments and can add diversity to retirement portfolios. “Along with stocks, bonds and mutual funds, self-directed IRAs offer additional investment assets that have the potential to boost not only investment income, but also retirement income. That is what this seminar is all about,” says Callahan.

In addition to learning the popularity of commercial real estate investments from John Hogan, attendees will hear from Monte Smith of Advanta IRA. Monte will teach investors how self-directed IRA funds can work to purchase real estate as assets in IRAs as well as within other self-directed accounts. Together these two men present powerful knowledge in their fields to help fellow investors choose assets wisely and successfully.

Event: Lunch & Learn: Investing in Commercial Real Estate Using Your IRA

Date: June 21, 2013

Time: 11:45am – 1:00pm (lunch is provided)

Location: Advanta IRA Administration, 3525 Piedmont Rd., NE, Bld. 8, Ste. 101, Atlanta, GA 30305

Cost: No charge

Please register by 5:00pm on June 20, 2013, by contacting Teresa Chin at 678-513-8913 ext. 1147 or by emailing her at tchin(at)advantairagroup(dot)com

About Advanta IRA Administration, LLC

Advanta IRA Administration specializes in the administration of self-directed IRAs. Advanta IRA is also committed to educating our clients in using self-directed IRAs to invest in alternative assets. In pursuit of diversity and control of their own retirement funds, our clients invest in a variety of real estate assets including rental properties, rehabs and raw land. Other investors use their IRAs as private lenders, securing loans with a mortgage, or to invest in assets such as tax options and tax liens.







Sherri Gastelum and Platinum Tax Defenders Comments on Tax Rules Regarding Capital Gains


Los Angeles, California (PRWEB) May 01, 2013

With so many changes to the tax code, most taxpayers have a hard time keeping up. According to an April 25, 2013 article from Accounting Today, (IRS Tells Congress Tax Season Ran Smoothly After a Bumpy Start) there have been 5,000 changes to the Tax Code within the last decade. This makes the statistics understandable, that business owners and employed taxpayers (or their tax preparers) spend over 6 billion hours just preparing to file taxes, and over $ 160 billion in compliance with Tax Code mandates. The murky waters of capital gains taxes are certainly a part of those 6 billion hours. Platinum Tax Defenders offers tips, and says that especially tricky issues involving capital gains may be simpler if the taxpayer employs a tax resolution services with an on-staff tax attorney.

First, capital gains is the difference between the buying and selling price of a capital asset. According to an IRS tax tip in February 2011 (Ten Important Facts About Capital Gains and Losses), a capital asset can be a house, stocks and bonds, or even home furniture that counts as an investment.

Second, according to a Bankrate.com article updated on February 28, 2013 (No capital gains due for some investors), there are many restrictions on the zero capital gains rule that seems so beneficial. Assets must have been owned for a year or more. The single owner’s taxable income must be $ 400,000 or lower, and the married couple’s income must be capped at $ 450,000. Anything above that gets either a 15% or a 20% capital gains rate.

Third, capital gains rates are made more accessible by relating to taxable income, not adjusted gross income (AGI), and the difference can be substantial. It is a capital gains advantage to be in the 10% to 15% tax bracket, making $ 70,000 or lower per year after adjusting for deductions (itemized or standard), and allowing for personal exemptions. This could mean that a couple with two children as exemptions, making somewhere around $ 100,000 jointly, could theoretically owe nothing on their capital gains.

Fourth, if taxpayers are well under the $ 400,000 income limit, capital gains can be taxed at different rates. Below the threshold of $ 72,500, there is 0% capital gains. If the couple made more, and a portion of that was capital gains, it would initially be taxed at 15%.

Fifth, as pointed out in Smart Money’s February 4, 2013 article (Capital Gains: At What Rate Will Your Sale Be Taxed?), there are the complicated real estate rules. Depreciation on property can be deducted over a series of years. However, if the property sells above the original price, the depreciation amount taken off of prior year taxes can now be taxed at 25%. The rest of the gain may land in the 15% taxable rate. This is enough to drive even accountants mad,” commented one Platinum Tax Defenders specialist.

There are also rules for those receiving Social Security, the 28% rate for collectible items and small business stock, and the 3.9% Medicare surtax added on to investments for those with an AGI of $ 200,000. Exclusions are high for homeowners who are selling their main residence after living in it for two years or more. Platinum Tax Defenders encourages taxpayers with capital gains questions and tax relief needs to seek out a tax attorney for details, so that complications don’t result in IRS notices of an unpaid balance.

Platinum Tax Defenders, begun by Sherri Gastelum, has a dedicated team of 10 professionals. These include a tax attorney, CPA’s and former IRS agents. Sherri has twenty years of experience in tax and corporate business issues. Free consultations are available for those with questions, and range from 25 to 45 minutes, so that a qualified tax resolution professional can examine the situation’s specifics and talk through strategies for dealing with the IRS.

For more information from Platinum Tax Defenders on capital gains or back taxes issues, call 1-877-668-1807 or send an email to info(at)tax-resolution(dot)me.







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Today Small Businesses Still Hurt for Capital: Sunovis Financial Micro Loans Can Address the Problem Now


San Francisco, California (PRWEB) March 07, 2013

What can a small business owner do when he or she needs capital but cannot access it? This could be for a small expansion, hiring, purchasing inventory or equipment.

Businesses need capital to grow, to thrive, to hire and to survive. Yet access to capital has been a major problem for many small businesses since 2008. Why? Banks, especially small banks that typically lead in lending to local small businesses, are still experiencing problems. Between bad debt on the books, new regulations aimed at larger banks, and other issues, it is difficult for many to lend even today. And lending requirements have become very tough.

Sunovis Financial provides a solution for small business owners. “We can make an impact on this difficult situation, and that is why we are focusing on small business Micro Loans,” says Terry Robinson, President of Sunovis Financial. “We can get capital into the hands of qualifying small businesses very quickly. Approvals can be made in as little as two to four days.”

The economy will not recover until small businesses can recover. There are more than 23 million small businesses in the U.S. which account for 54 percent of US sales, says the SBA, with 66 percent of new net jobs coming from small businesses.

“No doubt, innovation and job growth comes from small business. Our mission at Sunovis is to help rebuild the economy, one business and one loan at a time, and Micro Loans are a big part of that.”

Micro loans are typically up to $ 150,000 but may expand to $ 250,000 for multi-site businesses (such as franchises or restaurants). Terms are short, from 4 months to 18 months, with easy payback methods. The main underwriting focus is on the ability to repay and cash flow of the business, not collateral or credit scores. “Many small businesses today have a cash flow but need capital to expand, yet they are unable to get a bank loan. Micro loans can help.”

According to the recent Pepperdine University study, small business hiring was down in the last quarter of 2012 and into 2013. The report also indicates that alternative financing is growing in popularity. No doubt, micro loans have an important role for small business owners.

About Sunovis Financial

Sunovis Financial focuses on lending to small businesses, through expertise in SBA loans and Micro loans. It also provides capital for commercial real estate financing and refinancing. The mission of the company: “rebuilding the U.S. economy, one business and one loan at a time.”







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