Suffolk County CPA Accounting Firm Diapoules & Feinstein CPAs P.C. Reacts to Article on Educating Children on Money Management

Bohemia, NY (PRWEB) January 17, 2013

On January 17, Suffolk County CPA firm Diapoules & Feinstein CPAs P.C. responds to an article published by USA Today on educating children about managing money in response to mounting student loan debt in the U.S.

According to article by Sabina Bharwani and Carrie Sheffield in USA Today, Elementary and secondary students who are taught to manage money responsibly as children will be empowered as adults, whether that means knowing alternatives to pricey student loans or turning down an untenable subprime mortgage. Teaching financial education to children holds many benefits, but less than half of the U.S. states offered a mandatory course in economics or personal finance, reports the article.

Personal finance education better equips students to handle real world situations post-graduation. According to USA Today, For students trapped in the cycle of poverty, business and personal finance courses begin to offer a lifeline out. The article also points out that states should develop customized curriculums instead of relying on a universal system mandated by the federal government to better prepare their students.

Jim Diapoules, of Diapoules & Feinstein, replies to the article by stating, These authors have cut to the heart of our economic problems. Too few of us are economically literate. Had we had more economic sense the housing bubble would not have occurred as few of us would have taken out high risk nontraditional mortgages that made sense only to the mortgage brokers pushing them.

“In general, we as a society are to blame. While parents feel it is important for our children to excel at school and sports we never teach them the importance of earning money through hard work and the rewards of saving. When I was young the local savings bank came into our school on a monthly basis for us to open a savings account to start saving money. All of the kids back then did chores to make money so we could deposit it into our savings account. Can you tell me where in the U. S. this is still occurs?

Diapoules & Feinstein CPAs P.C. have been providing accounting, auditing and tax services to Greater New York City area since 1989. D&F provides our clients with great personal attention and years of professional experience in order to see them succeed and help them to feel confident.

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How to Make Money Buying and Selling Scrap Gold as a Personal Dealer Revealed in Article

Austin, TX (PRWEB) June 11, 2012

The latest article said a surging crowd of people are looking to learn how to make money buying and selling scrap gold. Theyre doing so because gold has hit amazingly high prices, and is earning serious profits for those who know their stuff. But the article had to ask, what about the beginners and the less-experienced? How are they supposed to get in on the action?

The article said anyone who wants to start building wealth with a tried and true business model needs to consult Absolute Wealths Gold Profit Formula. It is the number one method for buying and selling gold, silver, and other precious metals as well as developing a network of customers.

Gold Profit Formula describes how to start a scrap gold business in full detail. The program even explains how pure 24 karat gold can be bought for only $ 421 an ounce, and then sold to a refiner for just under market price. Gold is currently floating around the $ 1,600 an ounce level. Thats almost a 400% profit, said the article.

The training system also shows scrap gold business starters how to joint venture with pawnshops, antique dealers, and jewelers to sell retail pieces rent free. Personal gold dealers sometimes come across pieces that are too good to be refined as scrap, and the article said they can profit even more off such valuable items.

Most so-called financial experts would suggest the stock market as the only source of making money from gold, said the article. But in reality, personal gold dealing is the source of more income than any stock trade.

Why deal with that sort of uncertainty, when gold dealing doesnt depend so much on the overall price? When the price of gold slips down, the article said dealers adjust their offers accordingly. Theyre still profiting at the same percentages, so theres no risk of the dynamic market involved, said the article.

Absolute Wealth is an expert team of real investors and advisors devoted to identifying winning strategies for exceptional returns. Members subscribe to the Independent Wealth Alliance for professional investment analysis and recommendations on the latest trends and progressions. For more information and subscription instructions, visit

Income to last a lifetime is just waiting to be accessed through personal jewelry dealing. Those who want to learn how to make money buying and selling scrap gold now have an expert guide to show them the way.

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Emergency Payday Loan Introduces New Educational Article

(PRWEB) June 08, 2012

Emergency Payday Loan is expanding its collection of online informative articles with the addition of the Rates & Fees article to its website. This new resource offers consumers information on the costs associated with taking out a payday loan. The site is offering this material in hopes that prospective loan borrowers will better understand the rules and regulations tied to payday loans and what rights they have when borrowing one.

“At Emergency Payday Loan, we are committed to helping educate consumers on the payday lending process and the financial options available to them, says company spokesperson Craig Lee. We want to give consumers the tools necessary to make smart choices regarding their payday loans. The fees and rates connected to a payday loan can be confusing to those who are used to dealing only with traditional loans through banks, so becoming fully informed about them is essential.

Consumers taking out an emergency loan through Emergency Payday Loan are protected under the Truth in Lending Act. This means that the lenders the company works with have to disclose all details about their loan fees, interest rates and payment policies up front to potential borrowers. With this federal law in place, consumers are safe from dishonest lending and collection practices and are able to make smart decisions regarding a payday loan before they even accept one.

When individuals apply for a payday loan from Emergency Payday Loan which they can do by taking just a few minutes to complete the companys simple, brief online application they generally receive an extremely quick response. After their loan request is approved, they can then look through a number of offers from different members of the sites lender network and decide which offer is the best for them based on its rates, fees and terms. Once they have decided on a particular offer and signed the loan contract, they get their loan funds deposited directly into their bank account within a maximum of one business day.

Some would-be borrowers worry about the rates and fees associated with payday loans. This concern generally proves needless, as the loans are designed to be for the short term, with a single upfront fee determined at the time of borrowing. Plus, borrowers wont accumulate interest over years of debt, since payday loans are meant to be paid back on the borrowers next payday, usually within four weeks. Easy access to their money and the quick repayment time mean consumers wont be tied to their loan for long. Those who repay the loan with their next paycheck will be free of further expenses and fees. Emergency Payday Loan does, however, offer extensions for people who are unable to repay their loan by its due date.

“Survival Skills Courses for Negotiating Skills” Topic of Article

Austin, TX (PRWEB) April 10, 2012

The best survival skills courses teach people the most important aspects of staying alive. What they dont always guarantee is an after the fact education to everyday life that advises on living post-crisis. If society and civil order breakdown, supplying oneself with the means to survival is much more difficult.

The latest article from said they have published the recently-developed Special Report, Bartering with Desperate People: Bartering and Negotiating in Post-Disaster Situations. It is the foolproof guide for beginners and experienced dealers who want to prepare themselves for the worst. Negotiating, put simply, will let you buy back your life, the article said.

Economic collapse threatens modern forms of currency. Argentinas 2002 monetary meltdown proved the need for bartering skills, after an estimated 2 million people participated in barter clubs after banks stopped them from making withdrawals, said the article. America was dangerously close to the same fate during the 2008 stock market crash, and signs point to the possibility of a recurring economic struggle.

Pre-planning is important to any negotiation, and the Special Report delivers the ten steps to barter preparation. It suggests making mental notes of the steps and customizing them to fit personal needs.

In the aftermath of a disaster that destroys the financial infrastructure, bartering will become a life-saving skill, the article said. Thats why Absolute Rights Special Report teaches techniques used by the CIA and the Armys Special Forces Unit. The best of the best use negotiating methods that are now accessible to civilians through Bartering with Desperate People.

The Special Report lists six quick tips to developing rapport, which is described as a vital aspect of bartering. It also gives ten verbal negotiating skills to go along with the non-verbal techniques shared as well.

Myths and truths about bartering are exposed through the Special Report, as are specific life skills (medical, mechanical, and psychological) that are just as valuable as physical items in the negotiating world. And of course, Bartering with Desperate People includes a long list of items proven to be beneficial in post-disaster scenarios, plus the ones that are worth avoiding.

The Special Report doesnt only equip readers with the skills to barter in a disaster, but it also serves anyone trying to make a private party transaction, deal with a salesman, or trade at a swap meet or flea market. More importantly, it can help you identify the tactics being used on you, decreasing vulnerability to an unfair deal.

Absolute Rights informs patriotic Americans on their given rights, plus helps protect those rights from government intrusion. Most importantly, it prides itself on alerting people when their rights are being threatened, creating an active and informed community.

No one sees disasters coming, and once they do it will be too late. Prepare for the worst to ensure your skills and capabilities are at their best. Get the Special Report from Absolute Rights and gain the knowledge of twenty survival skills courses in one easy-to-read digital e-book.